Estrella Mountain Community College participates in the FFEL (Federal Family Education Loan) Stafford Loan Program. Below is information pertaining to Estrella Mountain Community College loan program.
Loan Eligibility
1. Students must apply for financial aid using
the Free Application for Federal Student
Aid (FAFSA). Estrella Mountain's Federal School
Code is 031563. The Federal School Code for the Southwest Skill
Center is E00965. Be sure the correct school code is on the
application, this will ensure the application information is sent
to the correct school
2. The student must not be in default on prior student loans or owe federal grant repayment.
3. The students then needs to complete a Loan Information Session on the Estrella Mountain financial aid website. The Loan Information Session needs to be printed and turned into the Financial Aid Office with a Loan Request Form.
4. The student will need to
indicate on the
Loan Request Form what lender they wish to use. A list
of lenders that participate in Estrella Mountain's loan program are listed
below.
| Lender | Lender Code | Phone Number |
| Chase Manhattan Bank | 807807 | (888) 272-5543 |
| Wells Fargo | 807176 | (800) 658-3567 |
| Bank of America | 801871 | (800) 344-8382 |
| Bank One | 811925 | (888) 222-5919 |
| Citibank | 826878 | (800) 967-2400 |
| Educaid | 830005 | (800) 338-2243 |
| Southwest Student Services | 530630 | (800) 367-2369 |
| Union Bank & Trust | 830868 | (877) 272-7828 |
| College Loan Corporation | 833733 | (888) 972-0852 |
5. After the loan is awarded and guaranteed, information will be sent to you by mail explaining how to sign your Master Promissory Note on-line.
Remember - your loan will be divided into two disbursements. One will come toward the beginning of the loan period or semester and the one will arrive approximately half-way through the loan period. If you are a freshmen who has not borrowed at EMCC and who has not completed at least thirty credits hours, your loan cannot be disbursed until thirty days into the semester.